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Category Archives: Personal Finance

Why I Play the Lottery

21-Nov-08

My wife and I will do just about anything for each other. We have a great relationship and complement each other’s strengths. I fold the laundry. She puts it away. I do the grocery shopping. She puts the groceries away. I clean the bathrooms while she does the floors.
I […]

A Real Christmas Tree vs An Artificial Christmas Tree

20-Nov-08

If you celebrate Christmas, chances are good that you decorate a Christmas tree. Whatever other decorations, ornaments and other seasonal reminders with which you adorn your home, your Christmas tree is probably the focal point. You may decorate your tree on Christmas Eve, as one of my neighbours used to do, or you […]

Recession Opportunities

20-Nov-08

Is this a recession or opportunity knocking? I’ve seen this question posed all over the media. A lot of the articles are aimed at higher income execs who work the stock markets. But I’m beginning to see front porch lights coming on in businesses everywhere.
Yes, we’re all still feeling the pinch of high unemployment and […]

The Hidden Money Saving Aspect of a Great Hobby

19-Nov-08

Having a hobby (or several) can be a great thing. Hobbies give us a creative outlet or a way to meet new people. We learn new skills through hobbies and some of them can even earn us extra money. Several articles have appeared here at Saving Advice about how to save money on hobby expenses […]

Do What You Know

19-Nov-08

I recently mentioned Martha, my trash-exploring next door neighbor when I was a child. Martha always found creative ways to make money, whether it was through her yard sales, plant sales or barn-based general store. She made money on her crafts and her preserves. If she touched it, she found a way […]

My new book is published!

19-Nov-08

Finally, I got it in my mailbox.
This is my first book and I am officially a published author
You can download a preview copy by signing up to receive my newsletter. For those who are already in my list, you should have received the download link in my previous email.
If you are a blogger, […]

My Tipping Philosophy

18-Nov-08

When I was a boy, tipping in a restaurant was always a discretionary expense. As a general rule, one was expected to tip 15% of the pre-tax bill as long as good service and good food was delivered. I lived in a state with a 5% meals tax so calculating the tip for […]

Get Your Budget to Work: Stop Caring

18-Nov-08

I’m sure you’ve heard that if you want to be successful in getting or staying out of debt, you should craft a budget and stick to it. Does this really work? I suppose for some people it does, but it’s really never worked for me. That is until I stopped caring so much.
The problem for […]

Feeling Better Without Spending a Lot of Money

17-Nov-08

In my house we’ve had a tough couple of months with deaths, health scares, and general work-related stress. We’ve been tired, sad, and angry. There’s been a definite need in this house to feel better. We’ve needed some cheering up and calming down. In our spendier days we would have gone out to eat, gone […]

Martha’s in the Trash Again

17-Nov-08

I grew up in a small town to the North of Boston, Massachusetts. When I was very young, it was the epitome of a quiet New England town with hundreds of years of history. My family lived next door to Martha and Dick T., a delightful couple who were somewhat older than […]